Corporate Guarantee Investments (CGI)

What is a Capital Guaranteed Investment?

What is a Capital Guaranteed Investment?

Protected & Accessible Returns

Apater understands circumstances can change. Unlike many capital protected offerings, funds in our Capital Guaranteed investments (CGI) can be accessed in full at anytime. Clients therefore can enjoy both the benefit of guaranteed returns and flexibility of withdrawal if needed.

We offer simple solutions via accountants to those earning 0% on hard earned funds.

Click through to the accountant’s dedicated CGI partner page at to calculate what you have been missing out on.

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3.5% 3 Year Fixed Rate Apater CGI

Our highest returning Capital Guaranteed offering is the 3.5% 3 Year Fixed Rate Apater CGI. This product was created with accountants to be as simple and straight forward as possible. It allows earnings of 3.5% on deposits rather than the typical 0%.

All or a proportion of your funds can be accessed at any time and interest is simply removed from the amount withdrawn.


1 2 3 Fixed Rate Apater CGI

The 1 2 3 Fixed Rate CGI is as simple as it’s name suggests. Returns of 1% are locked in after Year 1, 2% after Year 2 and 3% after Year 3.

Yes this Capital Guaranteed offering returns less than the 3.5%, but may be more appropriate if there is a high likelihood of withdrawal within the 3 year window.


Want your funds to work harder?

The liberation starts here!

Simply click through to the dedicated CGI partner page at to calculate what you have been missing out on.  If you like what you see, you can register your interest, and you will be one step closer to better returns. 

Once registered, Apater will work with our accountant partner to ensure the onboarding process is as smooth as possible, normally completing in less than a week. 

We believe everyone likes watching their money grow, so the final step is getting you logged into the Apater platform.  This really is simplicity itself, as there’s no complicated downloading or installing required, and we send your log on details directly to you. It takes just a few minutes and you will have access to your funds at any time. 

We’d love to talk you through how it all works in detail, so why not request a call back and we can answer any questions you may have on a one to one basis?

Want to learn more about maximising your returns?

Fill in our enquiry form to receive a call back.

Money is a great servant but a bad master.

Francis Bacon

Philosopher & Lord Chancellor